The headlines are full of economic bad news — mortgage foreclosures, the collapse of an investment bank, higher gas and food prices, and lower home prices. Voters routinely list the economy as their chief concern, and consumer confidence has sunk to low levels.
Yet at the same time, the economic numbers are not so bad. A recession is defined as two quarters of contraction. But we haven’t had one yet. The gross domestic product has grown, albeit only by 0.6 percent, in the last two quarters. As my U.S. News colleague James Pethokoukis blogged after the most recent numbers came in, “Dude, where’s my recession?”
By any historic standard, our economic numbers are good, though possibly headed in a negative direction. April’s unemployment was 5 percent — a figure that once upon a time was considered full employment. The Consumer Price Index was up 3.9 percent, largely due to price rises in energy and food. “Core inflation” was 2.3 percent. Productivity was up 2.2 percent.
Those are numbers that would have been taken as a sign of very good times when I was growing up.
Oddly these good tidings are of no comfort to the ruling class:
The wealthy don’t generally speak publicly about their finances, in good times or bad. It’s in poor taste, for one, and their employers could fire them for talking even a little. But people who provide services to the wealthy — lawyers, art advisers, personal trainers and hairstylists — say they are getting an earful about their clients’ financial anxieties.
Interviews with the people who actually see the bank statements, like divorce lawyers and lenders, say their clients are definitely living on less than they did a year ago, regardless of how expansive the definition of “less” may be. Hairstylists and private jet rental companies say the wealthy are cutting back on luxuries like $350 highlights and $10,000-an-hour jet rentals. Even nutritionists and personal trainers notice a problem. The wealthy are eating more and gaining weight because of the stress.
These financial problems — if they can be called that — will hardly elicit tears from the rest of us. But in those gilded living rooms, there is a quiet nervousness about keeping up appearances.
“Even if they’re not in danger of not paying their mortgage, there’s still a psychological change,” said Chris Del Gatto, chief executive of Circa, which has watched its business jump by 50 percent in the last year as wealthy clients sell their spare diamonds and Rolexes. “The economy is an issue even for people who don’t need the money.”
THEIR spouses could leave them when they discover that their net worth has collapsed to eight figures from nine. Friends and business associates could avoid them as they pass their lunchtime tables at Barney’s or the Four Seasons. And these snubs could trickle down to their children.
“They fear their kids won’t get invited to the right birthday parties,” said Michele Kleier, an Upper East Side-based real estate broker. “If they have to give up things that are invisible, they’re O.K. as long as they don’t have give up things visible to the outside world.”
[...]
Other wealthy clients are cutting luxuries that they think their friends and relatives won’t notice, according to Mr. Del Gatto of Circa. At Circa’s midtown offices, he said, the seven consultation rooms have been busy with customers selling their precious gems. Some older couples, he said, are selling estate jewelry to help support their children who have lost Wall Street jobs. Bankers are paring down their collections of Patek Philippe watches. Wives from Greenwich and Scarsdale are selling 2-carat to 35-carat single-stone diamond rings. One recent client explained to Mr. Del Gatto that she was selling $2 million in diamonds she rarely wore, because her friends wouldn’t notice that they were gone.
“She said, ‘If I sold my Bentley or my important art, they would notice,’ ” he said. “That we hear, in differing examples, every day.”
Or, put another way:
Pawnbroker: Burnt my fingers, man.
Louis Winthorpe III: I beg your pardon?
Pawnbroker: Man, that watch is so hot, it’s smokin’.
Louis Winthorpe III: Hot? Do you mean to imply stolen?
Pawnbroker: I’ll give you 50 bucks for it.
Louis Winthorpe III: Fifty bucks? No, no, no. This is a Rouchefoucauld. The thinnest water-resistant watch in the world. Singularly unique, sculptured in design, hand-crafted in Switzerland, and water resistant to three atmospheres. This is *the* sports watch of the ’80s. Six thousand, nine hundred and fifty five dollars retail!
Pawnbroker: You got a receipt?
Louis Winthorpe III: Look, it tells time simultaneously in Monte Carlo, Beverly Hills, London, Paris, Rome, and Gstaad.
Pawnbroker: In Philadelphia, it’s worth 50 bucks.
Louis Winthorpe III: Just give me the money.
Louis Winthorpe III: [looking in display case] How much for the gun?
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Wow. Look at the three google ads at the bottom of that NYT article.
I feel like such a trendsetter in that I declared bankruptcy in 2007. And I feel a bit sheepish about admitting that everything has been financially rosy ever since. For too long I pretended to be middle class on a pauper’s salary, and it stressed me out to no end. Now I’m living like a pauper (okay, a very comfortable pauper by any historical standard) on a lower middle class salary, and I am loving it. All my debts are managable (student loans, a car payment, and I owe a relative for the bankruptcy attorney,) and I can now get by with cash. (Plus I still have to turn down credit card offers on a near-daily basis, which is both irksome and ironic.)
When I read about the financial problems of others, I can understand them up to a point (probably about $100K annually, barring extenuating circumstances like granite countertops or healthcare catastrophes.) But when I read about the money problems of the rich, I realize just how much they are not like me. I lived beyond my means, tried to keep up with the Joneses, had maxed out credit cards, and pretended everything was fine, but at some point I did the math and realized it wasn’t worth the trouble. Shouldn’t someone who make millions have some accounting skills? Maybe I don’t want to know.
Ahem.
As to the rich:
Fuck ‘em, piss on ‘em.
The rich are in a bit of a bind. The hedge funds they put their excess wealth in all consumed these mortgage bundles like a bag of popcorn. All their money is gone. Now they are trying to figure a way to get Uncle Sam to steal our money and give it to them. With the nitwit almost out of time, and a hostile congress things look grim. The rich hate gambling without someone to underwrite their adventures.
Check out
http://jameshowardkunstler.typ…..ck_nation/
Some say he’s an alarmist. It can’t happen here, and all that. Browse his blog if you aren’t familiar with his work. He’s been predicting this mess for some time now.
I think the rich have a valuable service to provide.
As worm food and fertilizer.
Gee, you might almost think the rich are thin more because they have crafree lives and nutritionists and trainers on tap rather than because they’re inherently morally superior to the rest of us white trash types…
*sigh* Carefree. Also, they probably can afford their medications, unlike some of the rest of us…
I liked this bit better when Kevin Bacon did it during the Faber College riot at the end of Animal House
Agreed. To quote a favorite t-shirt of the 60s, “Eat the Rich!”. With the provisio, “Beware the indigestion!”
I actually have a friend who grew up the way that article implies–her father had been a wealthy shoe manufacturer who went broke. They continued living in the mansion and he and his wife continued going to the “club” but the children were raised on almost nothing–and I mean her memories of family meals are incredibly bizarre and impoverished–and went to public schools all while the parents kept up appearances. ah, well.
aimai
Notice all the boo-hooing by the horsie set about what their asshole rich friends think. George Orwell wrote an interesting essay about how it was much easier to be British and upper lower class, where you blow your money and don’t care what others think, than lower middle class, where you blow all your money on a servant and classes while eating crap and having your shoes fall apart just to keep up appearances. But oh no, there’s no class system in America, dammit.
Funny enough, enough blubbering about how you had to sell the minor Picasso and now you don’t get invited to the right parties any more doesn’t seem to endear you to the people trying to figure out which flavor of Dog Chow tastes best with powdered milk. Occasionally it gets you a date with Mr. Guillotine if you keep it up long enough. Just sayin.
Tbogg
Have you written any screen plays and marched them over to hollywood?
Yeah sure you hanen’t.
Gee, and here we’ve been led to believe that everything about being rich is so much better; better clothes, better food, better sex, etc. But having better friends? Not so much.
Really, if I had friends that shallow and predatory then, well, uh, I guess I’d be rich. But instead I have these wonderful people who help you when you are down, celebrate your successes, and generally are truthful and supportive because that’s what us low-life po’ folk call friends.
I will never sell my Patek Philippe! Never!
Anyone interested in a mint Vacheron Constantine?
The rich are SO NOT like you and me that I wonder why being like them is considered an admirable aspiration.
FYI: There are programs available through the manufacturers of Rx meds for persons who can’t afford medications that are not off-patent to provide these medications at low or no cost. These programs are not well publicized–god forbid the Border Patrol should miss an opportunity to prey on non-rich Citizens going to Mexico for lower priced Rx meds–thus depriving the rest of us of important object lessons regarding morality, such as the necessity of paying full price.